What’s in a Credit Score?

There are many types of credit scores, but lenders only care about your FICO score, so let’s examine how FICO scores are determined. There are 5 factors that go into your FICO score. 1. Past Delinquencies – makes up 35% of score Timing of the delinquency – more recent lates affect scores more Level of…

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Avoid These 10 Common Credit Repair Mistakes

The FTC says that only time can fix a credit report… right next to their instructions on how to dispute inaccuracies. Does that seem contradictory to you? Let’s face it. Credit repair works. The credit bureaus are among the wealthiest and most powerful corporations in the USA and they just don’t want you to know…

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How to Choose a Credit Repair Service

Whenever you’re going to make a major purchase you should have a list of criteria that is important to you in advance, so you can find the product or service that best fills your needs. When it comes to credit repair, here are some of the criteria that you should consider: Speed. Beware of any…

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