Dear Friend,

Thank you for visiting

It’s smart of you to do your research before making a decision about whom to hire for your credit repair needs.

I’d like to take this opportunity to tell you a quick story to help me explain why I believe is the obvious choice to help you get the credit report you deserve.

Before I Started HTFMC…

I was a successful mortgage banker. You may have even read about me in the Wall Street Journal or Dow Jones Market Watch.

Unfortunately not everyone who came to me for financing qualified for a home loan.

Once in a while I’d have to explain to a client that their loan application was declined due to their credit.

Of course I did my best to help them find a decent credit repair service, but the problem was the big credit repair firms were just too slow in getting results.

It was so annoying that I decided to do some research to find out why they were so slow.

I learned that, in many cases, they told their clients that they could only challenge 2 or 3 items at a time or the credit bureaus wouldn’t investigate. I knew this was a lie.

The law states you have the right to dispute any items you believe are inaccurate. There is no limit as to how many you can challenge at once.

Where There’s Smoke…

There’s probably fire, right? I mean… if they lied about that, then what else were they lying about? And why lie at all? That just didn’t make sense. There had to be a reason.

I poked around some more and found out they used other tactics that seemed designed to drag out the credit repair process, like mailing one credit bureau at a time or mailing the creditor and waiting 30 days or more for a response before following up with the credit bureaus.

Only After Closer Inspection Did I Realize The Problem.

They were billing an ongoing monthly fee. This meant that the longer they stalled the more money they made.

They would use every excuse they could dream up to drag out the process for months, or even years, if possible.

Meanwhile, every single one of their clients (MY clients) was praying for fast results.

Their Goals Are NOT The Same As Your Goals

That’s when it dawned on me that this was an entire industry that wasn’t being serviced properly. And where there is a need there is opportunity.

I spent the next year interviewing former executives from major lending institutions, collection agencies, the credit bureaus and even FICO to learn what really happens behind closed doors when a consumer disputed.

I figured that only an executive from a collection agency could tell me how to get a collection deleted and only a bank manager could teach me how to get a charge off reversed. I learned how to get results from the guys who wrote the rules.

After months of research and testing I was ready to roll out my new credit repair service, but with one MAJOR difference.

Unlike those other services that charge small monthly fees, my company would only charge for results.

In this way, we would have an incentive to work fast. Our goals are the same as yours.

No Results – No Charge!

Believe me when I tell you that my business model didn’t make me many friends in this industry.

Many of my competitors go out of their way to post lies about me and HTFMC. I sleep well at night knowing we deliver a quality service and have helped thousands of people get back on their feet financially.

Don’t take my word for it. Just check out our testimonials and hear it directly from our clients.

My point is this: If you don’t care how fast you get results and you don’t minds paying $29, $39, $79, or $99 a month for the next couple years, then isn’t right for you.

But if you need results fast and you’re willing (and able) to pay for them because you understand the value of great credit, then click here to enroll now.

You’re just 3 steps away from better credit. the best part? Other than a small set up fee, you won’t pay a dime until you see results.

Thank you for taking the time to better understand why is unlike any other credit repair service.

We hope to make YOU our next testimonial.

All the best,

Brian Diez, CEO

Brian Diez, CEO





PS: Click here to learn about our “Pay For Results” program. No upfront fees. No monthly fees. and you only pay for each item we successfully delete.