The Case Against Credit Repair
When my wife and I moved into our house in 2005, we were by far the youngest in the neighborhood. My neighbors are pretty cool, though. Two of them were WW2 vets. The neighbor to my right is Mr. Handyman. They’re a great bunch who like to have BBQ’s and invite us over. During one…
Why Your Credit Score Is Different Than The Score Your Lender Sees
FICO isn’t the only credit score model. It’s simply the one lenders use when deciding whether to offer you credit. It’s also not the one people usually receive when they ask for a copy of their own credit report. You get the same raw data, but you don’t get to see the same number that…
What’s in Your Credit File?
It is a common knowledge that credit bureaus keep lots of information, but not everyone knows exactly what information they keep. It’s as complete a record as they can get of your financial history, and they usually try to keep it for a minimum of seven years, and often longer. Here are some of the…
Here’s Why Your Credit Scores Are Different
In a perfect world there would be no difference between your scores at Experian, TransUnion, or Equifax. We don’t live in a perfect world. The truth of the matter is that there can be huge differences between your reports with different bureaus: Some lenders only report to one bureau. Sometimes there are mistakes in your…
Why Is Your Credit Score Important?
I call this the Bad Credit Trap. This is a trap most consumers will never get out of. The system won’t naturally allow them to recover. In my career, I have heard thousands of clients tell me how good their credit was before it went bad. But I have never had even one client with…
Boost Your Credit Score Without Credit Repair
You’re about to learn a little known, highly effective, and thoroughly proven strategy I have used to help literally thousands of my credit repair clients to dramatically boost their credit scores almost overnight. I have personally helped thousands of hard working Americans just like you get the credit scores they deserve and get back on…
Get Your Credit Mortgage Ready
If you’re considering buying a home, then now would be a good time to check your credit report for errors. A $100,000 mortgage costs a good credit consumer $577 monthly and $207,720 over 30 years. The same home would cost a family with challenged credit $841 monthly and $302,760 over 30 years. The consumer with…
8 Steps For Car Financing Approval
Most people in today’s society need a vehicle to get around. We require it to get to our jobs, our kids to day care, or just to get to the store. There are an estimated 250 million car owners in the U.S. alone, so chances are pretty good you are one of them or know…
